Home Loans

Fixed Rate Loan

• Stability of knowing your rate never changes
• 15, 20 and 30 year terms available
• Minimum 3% down payment

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Adjustable Rate Loan

• Initial rates are typically competitive with a Fixed Rate Loan
• Rates can be fixed for 1, 3 or 5 years, then adjust annually

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First Time Homebuyers Loan (NIFA)

• First time homebuyer program with flexible qualifying guidelines
• Down payment as low as 3%
• Homebuyers Assistance Loan available to qualified buyers
• Stability of a fixed rate for 30 years
• Visit NIFA for more program information

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VA Loan (Veteran's Administration)

• Program available for qualified Veterans
• No down payment required
• No mortgage insurance required
• View VA Benefits  for more program information

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FHA Loan (Federal Housing Administration)

• Down payments as low as 3.5%
• Flexible credit requirements
• Not limited to first time homebuyers

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Construction Loan

• Available for primary homes, second homes and investment properties
• Interest only payments during the construction phase

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Bridge Loan

• Temporary financing for buying a new home while you sell your current home
• Interest only payments available

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Meet Our  Lenders