Savings/Certificates/Round Up

Why wait to get started on your savings goals? Apply today and let Home
Federal Bank help you on your way to financial peace of mind.

Open Account

Certificates of Deposits

Looking for a competitive interest rate and a fixed term? Certificates of Deposits may make the most sense for you!

Current CD Specials:

6 Month CD Special – 4.00% / 4.07% APY*

13 Month CD Special – 3.95% / 3.95% APY*

23 Month CD Special – 4.00% / 4.00% APY*

Give us a call at 308-382-4000 or stop by one of our branch locations to find the right term and rate today!

*Minimum opening deposit of $5,000 required. The Annual Percentage Yield is accurate as of date of publication. Offer may expire without notice. Penalty assessed for early withdrawal. Fees could reduce earnings on account.

Round Up – The Easy Way to Save

Saving for a special purchase, education, trip or to build up a reserve? With Round Up, you can conveniently save with every debit card transaction you make. You pick the round up amount and savings or checking account you want to deposit to. We’ll take care of the rest.

  • Includes all signature and PIN debit transactions
  • There is no minimum or maximum for the round up transfer
  • Round up your purchases to the whole dollar amount you choose from $1 to $5
  • Round up amounts are accumulated and a lump sum amount is transferred the next processing day

Give us a call at 308-382-4000 or stop by one of our branch locations to start saving today!

Account TypeRegular Kids Klub Youth Money MarketCDIRA CD & SavingsHealth Savings Accounts (HSA)**

Designed For



Basic savings needs



Children ages 12 and under



Youth ages 13-16



Customers seeking tiered rate savings



Customers saving for a specific amount of time



Customers savings for retirement



Customers with high deductible health plans



Minimum Balance



$100



$0



$0



$1,000



$1,000



$1,000 for IRA CDs


$10 for IRA Savings



$0



Interest Bearing



Yes



Yes



Yes



Tiered



Yes



Yes



Yes



Free Online/ Mobile Banking



Yes



Yes



Yes



Yes



Yes



Yes



Yes



Additional Benefits



ATM Card



Special events for Klub members

No service fees



ATM Card

No service fees



Checks available upon request


Interest based on length of term



Check with your tax advisor for eligibility and contribution limits



Check with your tax advisor for eligibility and contribution limits